Individual & Family Plans
Backed by 40 years of earned trust, Capital Health Plan is committed to helping individuals and families receive comprehensive and affordable health coverage.
Why Choose Capital Health Plan to Protect You & Your Family
Extensive Network
Affordable Plans
Prescription Coverage
Explore Our Individual & Family Plans
All plans include the following benefits: pharmacy coverage, telehealth services for $15 through Amwell, $150 annual wellness reimbursement, member mobile app and member website access, and access to CHP’s three health centers including a CHP dedicated urgent care center.
CHP offers four bronze-level health plans for families and individuals. These plans feature no charge preventive care, screening, and immunization, and a wide range of services to meet your healthcare needs.
- Low & High options plans available
- Low copay or no charge for PCP visits
- Low Urgent Care copays
- Preferred & non-preferred Specialty drug coverage
- Best for: People who want protection against worst-case scenarios and don’t expect frequent healthcare use
CHP offers twenty-two silver-level health plans for families and individuals. These plans feature no charge preventive care, screening, and immunization, and a wide range of services to meet your healthcare needs.
- Low & High option plans available
- Low copay for PCP visits
- Cost-sharing reductions (lower deductibles, copayments, etc.) – for those who qualify
- Preferred & non-preferred Specialty drug coverage
- Best for: Those who qualify for extra savings or want a balance between premiums and costs when they need care
CHP offers four gold-level health plans for families and individuals. These plans feature no charge preventive care, screening, and immunization, and a wide range of services to meet your healthcare needs.
- Low & High option plans available
- $0 deductible for some plans
- Low PCP & Specialist copays
- Preferred & non-preferred Specialty drug coverage
- Best for: People who expect to use health services more regularly and prefer more predictable costs
CHP offers four platinium-level health plans for families and individuals. These plans feature no charge preventive care, screening, and immunization, and a wide range of services to meet your healthcare needs.
- One option available
- Low PCP & Specialist copays
- Preferred & non-preferred Specialty drug coverage
- Best for: People who need a lot of medical care and are willing to pay more each month for maximum cost coverage
Benefits Included in All Individual & Family Plans
- Prescription Drug Coverage
- Large Selection of Doctors, Specialists, Pharmacies, and Hospitals
- 24/7 Virtual Visits through Amwell Telehealth
- Emergency & Urgent Care Services
- Maternity & Newborn Care
- Annual Preventative Screenings
- $150 Wellness Program
Everyone should be able to get affordable, quality health coverage and that’s exactly why CHP offers Individual & Family plan options.
We’re Your Trusted Partner in Health
Don’t leave your health to chance. Get a free quote and secure your coverage with Capital Health Plan.
Let one of our licensed agents guide you through your coverage options with CHP.
See what plans are available to you from the comfort of your own home or office.
Meet with a licensed agent about your CHP plan options in person.
Already know what you need? Enroll online and enjoy immediate coverage upon approval.
Service Area
As a not-for-profit HMO, CHP exists to improve the health of the communities we serve by providing patient-centered healthcare to more than 135,000 members.
Capital Health Plan provides comprehensive and affordable health care to our members in the greater Tallahassee area. We proudly serve:
- Calhoun
- Franklin
- Gadsden
- Jefferson
- Leon
- Liberty
- Madison
- Taylor
- Wakulla
Take it from the CHP Family
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Loki Bright
Tallahassee, FL
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Stephen Summers
Wakulla, FL
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Gweneth Macy
Bradfordville, FL
Need to Pay Your Premium?
Frequently Asked Questions by CHP Members
Individual health insurance is typically for individuals and families that do not have access to an employer-sponsored health plan or qualify for Medicaid. Examples of people who may consider purchasing an individual and family health plan include:
- Individuals who work part-time and don’t qualify for employer-sponsored health coverage.
- Entrepreneurs, freelancers, gig workers, consultants, or contractors who need an affordable healthcare solution.
- Early retirees who need coverage before they become Medicare-eligible.
- College students and recent graduates who may have a gap in coverage due to age or employment.
You may be eligible for a CHP health plan if you’ve recently had a qualifying event, such as:
- Lost your Medicaid or employer coverage.
- Moved to Florida or a new county within CHP’s service area.
- Had a baby or adopted a child.
- Have a household income below a certain level.
- Many other life events may also qualify.
Whether you’re uninsured or looking to change your health plan, a dedicated CHP agent can check if you’re eligible, share which life events qualify you for a Special Enrollment Period, and walk you through your options with CHP.
Open Enrollment starts November 1 each year and typically ends January 15. However, you may qualify for a Special Enrollment Period if you need coverage outside of that enrollment window. Request to speak with a dedicated CHP agent to check if you’re eligible, share which life events qualify you for a Special Enrollment Period, and walk through your options with CHP.
When it comes to picking the right plan, everyone has different preferences of and shopping for health insurance is easier when you have answers to these questions:
- Who do you need health care coverage for?
Is it just you? Do you have a spouse and/or children who need coverage, too? - What is your monthly budget?
What are you currently paying for health insurance? Do you qualify for a subsidy? - What is important to you in a health plan?
Determine what benefits and coverage is best for your health needs.